Innovation in Healthcare Benefits

Access to a captive with like-minded employers to self-fund as a group, carefully selecting and pairing with other high-performing groups with similar risk profiles to reduce volatility….

Designed to improve outcomes, provide enhanced member experience, and lower costs through optimized member utilization…

Leveraging technology to identify savings opportunities, integrating medical and pharmacy claims data, and using AI to address suboptimal utilization and fraudulent activity.

Customizable provider networks based on quality of care, convenience, continuity of care, and access, achieving deep discounts.

Tailored coverage to mitigate potential claim risks, leveraging years of experience in risk management and operational performance to deliver successful cost containment practices.

Ensuring the highest levels of care while managing costs with full contract transparency, competitive rates, full audit rights, and annual market checks.

Managing specialty drugs through customized clinical programs and formulary management strategies to maximize outcomes.

Educating members on responsible healthcare usage, leading to improved health, increased satisfaction, and reduced costs through best practices.